Klarna Buy Now Pay Later

 

 

Wanna pay with Klarna? You've now got two options: you can pay now, or you can spread the cost of your orders over three payments with Pay Later in 3 with Klarna. Check out the details below

Pay Later with Klarna
This option gives you up to 30 days to pay once your new stuff has been shipped. No fees, no interest, ever.

Pay Later in 3 with Klarna
Shop now and pay for your new stuff in 3 easy (and free!) instalments, taken monthly. No interest fees or late-payment charges – ever.

Remember to spend responsibly – sometimes splitting up payments might not always be the best option (just saying). 

How can I use klarna?

 

SHOP

Find something you love, add it to your bag and go to checkout.

CHOOSE HOW TO PAY

Once you get to the checkout, you can find Klarna's payment methods under 'Payment Type'. There's no need to create a Klarna account if you don't want to.

From there, you can select either 'Pay Later with Klarna' or 'Pay Later in 3 with Klarna'.

Place your order, and you’re done – it's that easy.

PAY

PAY LATER WITH KLARNA:
Once your order’s been sent, you’ll have 30 days to pay Klarna, and you’ll get a reminder before payment is due.

PAY LATER IN 3 WITH KLARNA:
Split your purchase into three payments. The first instalment will be taken from your card when you place your order. The next two remaining payments will be automatically charged 30 and 60 days later. Don’t worry – you’ll get notifications for when your payment is due and when it’s collected. But remember – we want you to shop with confidence, so please have a think about your finances before choosing any 'pay later' option. You'll need to make sure you have enough money to pay the amounts each month.

For both options, there’s no interest, no fees and no late-payment charges – always.*
TIP: If you return any items on your order, your Klarna statement and schedule will be updated.

All you need to start

1. A UK bank account
2. To be 18 years of age or over
3. A UK residential address

*Ts&Cs apply.

Paying later or in instalments are great ways to budget and spread the cost of your spending – but do think carefully about your finances before picking any kind of 'pay later' option. Make sure you plan ahead and have enough money to pay the amounts back each month. If you want to know a bit more, our helpful FAQs are a good place to start.

If you choose Klarna's pay in 30 days or Pay in 3 options, Klarna will never charge interest or late fees, and there is no impact on your credit score (either for choosing to use Klarna, or if a payment is late or missed). This doesn't mean you should go wild, though. It's more about enjoying the choice to spend flexibly, and you should be sensible with the amount of stuff you buy. Plus, don't forget to keep checking in on any remaining pay-later balances...

Just so you know, Klarna will perform soft searches with credit reference agencies when you take out its payment options (‘Pay in 3’ or ‘Pay in 30 days’) – this is just to check that you're eligible. Don't worry, this won't impact your credit file and it's only visible to you and Klarna.

If you have any trouble with your order, please contact Klarna Customer Service.